SERVICES – INSURANCE COVER IN CAR RENTALS
In addition to insurance, there are some other coverages offered by a car rental agency either free or against payment of a sum.
- The driver’s personal insurance
- Insurance against theft
- Fire insurance
- Insurance for glass breakage.
The tires and the damage in the lower part of the car, as well as damages to the inner part of the car are not covered, because they can be caused by negligence of the driver. For example, the driver has exclusive liability for damages that are caused because of smoking inside the car or because of driving off-road or because of sidewalk parking that can cause damage to the lower part of the car.
Before you rent, call your personal auto insurance provider and your credit card company so you know what terms apply to a rental vehicle. Don’t wait until you’re on the side of the road waiting for a tow truck or ambulance.
Generally, coverage from your primary auto insurance will extend to a rental vehicle. If you cause an accident while driving the rental, your liability insurance would pay up to your policy limits for the damages to other cars or property. Likewise, collision coverage on your regular policy would pay for accident-related damages to the rental car you’re driving. Finally, your comprehensive coverage would take care of damages to the rental vehicle not related to a traffic accident, such as theft or vandalism.
Many credit cards come with rental car insurance as a benefit, which can supplement — or even serve in place of — your regular auto insurance policy.
For the coverage to apply, you usually must reserve and pay for the rental car using that card. Some cards offer primary coverage, which doesn’t require you to make a claim on your regular auto policy. Other cards offer secondary coverage, however. In that case, the coverage would only pay your deductible or other potential claim costs.
Access International car rental Rhodes can provide you all insurance services without any extra cost. Check terms and conditions www.access-international.gr